I am thinking if it was me and I got 5% towards Amazon purchases, which I used to invest in legos, on which I (you) get a 40 - 60 % return, it makes more sense to keep it is is. If you switched and only gained 2% which you then put in the Brokerage account , hoping to get 5 to maybe 10% return, that would not come close to what you are doing now. I get it for purposes of this new branch of the newsletter but seems to me you should stick as is purely from a return standpoint.
I figured i was missing something
I am thinking if it was me and I got 5% towards Amazon purchases, which I used to invest in legos, on which I (you) get a 40 - 60 % return, it makes more sense to keep it is is. If you switched and only gained 2% which you then put in the Brokerage account , hoping to get 5 to maybe 10% return, that would not come close to what you are doing now. I get it for purposes of this new branch of the newsletter but seems to me you should stick as is purely from a return standpoint.
I don't use them on business purchases (cost basis of 0 and therefore increase in tax paid) or else that would be a no brainer.